Outline – Training – Working with Investments

1. Investments Module - https://bryt-product-guide.document360.io/docs/investments 
   1. Creating a Simple loan for demonstration purposes
       100K, Periodic/360, No Prorate, 12%, Amortize 0 (Interest-Only), default late fee split
   2. Add 2 lenders/investors (once the loan is set In Service)
      1. Show Fees (Servicing Fee) – Note here that 1% is equal to 1% of the note rate for the loan, on a 12% loan, 3% would mean 25% of the interest income for that single lender/investor goes to the Servicer. 12% on a 12% rate loan would mean the servicer gets 100% of the interest income on the loan. 
   3. Record an on-time Payment and show the register - splitting of fees and how they are distributed among Investor Payouts and Servicing Payouts for each lender if points (servicing fees) were assigned to them
   4. Show Investor Payout (V3) Report using a date range that includes the loan’s Paid On Date for the payment that was just recorded. 
   5. Assign button – show how it’s used to assign the second lender’s amount to an existing investor
   6. Add Principal – either creating a new investment or adding principal to an existing investor
   7. Optional: Lender Fee splits with Investments and show the Register outcome when these fees are paid as well, maybe adding in a late fee to show how the split works for that as well. (https://bryt-product-guide.document360.io/docs/lender-fees) 

Notes: If you have the borrower portal, unfunded loans will now allow the borrower to submit payments until investors are assigned to fulfill 100% funding