Outline – System Configuration – Optional Module: ACHQ Integration

1. ACH Module 
   1. Resources – 
      1. Overview - https://bryt-product-guide.document360.io/docs/ach-module 
      2. Application for Merchant ID - https://bryt-product-guide.document360.io/docs/merchant-id 
      3. Individual or Recurring ACH Payment Collection –
         1. Individual (One-time) ACH processing - https://bryt-product-guide.document360.io/docs/individual-payment-option 
         2. Recurring (not automated) ACH - https://bryt-product-guide.document360.io/docs/recurring-payment-option 
      4. The ACHQ Process and Bryt
         https://bryt-product-guide.document360.io/docs/achq-process 
      5. Deleting an ACH Payment
         https://bryt-product-guide.document360.io/docs/deleting-an-ach-payment-from-the-schedule 
      6. SpeedChex Portal - Transaction Information and allows cancellation of scheduled payments (if there’s an issue with the scheduled payment)
         https://bryt-product-guide.document360.io/docs/achq-speedchex-portal 
      7. ACHQ Transaction Processing Time Information (3-5 business days)
         https://bryt-product-guide.document360.io/docs/ach-transaction-processing
   2. Ensure ACH Merchant Credentials are entered in your Bryt Account (Step 7/8 in the Application for Merchant ID Guide - https://bryt-product-guide.document360.io/docs/merchant-id)
   3. Ways to Collect payments:
       1) Payment Request Notice’s One-time payment link by borrower,
       2) Individual one-time ACH Processing by Servicer via a loan’s ACH tab,
       3) Recurring ACH payments to group loans you expect to regularly collect payments on and click ‘Schedule with ACHQ’ (Do not use this for loans that are past due/delinquent)
       4) Borrower Portal (Requires Purchase of this module)
   4. Loan’s ACH tab for payment issues – Options Column will show buttons to help clear payments from the schedule